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2026 NFL Free Agency: Which teams have the most cap to make blockbuster moves?

Which teams have the most cap space approaching free agency?
Lou Scataglia
Lou Scataglia

NFL Spin Zone

Jan 29, 2026; Nashville, TN, USA; Tennessee Titans general manager Mike Borgonzi and Tennessee Titans head coach Robert Saleh holds up the Titans jersey during the press conference at Ascension Saint Thomas Sports Park. Mandatory Credit: Steve Roberts-Imagn Images / Steve Roberts-Imagn Images

After Super Bowl LX, all eyes will pivot toward the free agency period. This is where teams across the NFL can really make some aggressive roster changes, for better or worse. In some instances, teams flush with cap space go all-out and sometimes make some horrific mistakes.

Other times, teams are more modest and calculated and end up with an underrated haul. After the bulk of free agency, we'll make our way to the 2026 NFL Draft, a class that doesn't appear to have as much talent in Round 1 as ideally desired. This could prompt a more active free agency period, but teams can't really be aggressive without having cap space to spend, and that's what we'll focus on here.

Let's get into the teams with the most cap space approaching the 2026 offseason, using Over The Cap for our salary cap figures.

These teams have the most cap space approaching the NFL Free Agency period

5. Washington Commanders - $76.04 million

After a season to forget in 2025, the Washington Commanders are looking to turn the page into 2026. Not only were the Commanders among the most injured teams in the NFL, but Jayden Daniels could not stay healthy this year, and anytime a team loses its starting quarterback, the path to success is virtually non-existent.

Fortunately, the Commanders are in a strong position financially to shore up some key roster holes, but it does seem like many of us overrated this roster, as a good bit of talent is needed on both sides of the ball.

4. New York Jets - $83.26 million

If nothing else, the New York Jets have a ton of cap space. Money talks, so the Jets should be able to bring in a good bit of talent this offseason. The obvious elephant in the room is the disastrous coaching start for Aaron Glenn, and it feels like it's only a matter of time before Glenn is shown the door. The Jets, despite the dysfunction, have the fourth-most cap space in the NFL.

3. Los Angeles Chargers - $88.67 million

The Los Angeles Chargers are sitting pretty with nearly $90 million in available cap space, and I would be shocked if most of that was not allocated to some serious reinforcements along the offensive line. The team saw both Joe Alt and Rashawn Slater go down with season-ending injuries, and even when those two are healthy, the offensive line leaves a lot to be desired.

LA has now gone one-and-done in the playoffs for the seocnd year in a row, and another issue to lump in here is that Justin Herbert has truly played terribly over the past two playoff games for the Bolts. At the end of the day, the Chargers can add all the talent they want onto the roster, but if the quarterback cannot rise to the occasion, none of that talent will matter.

2. Las Vegas Raiders - $91.52 million

Arguably the worst roster in the NFL, the Las Vegas Raiders at least have a ton of money to spend and will eventually officially hire Klint Kubiak as its next head coach. The Raiders will then likely take Fernando Mendoza with the first overall pick in the 2026 NFL Draft as well.

If Mendoza ends up being a franchise-caliber quarterback, the Raiders are in business, but the front office will also need to infuse this roster with significant talent on both sides of the ball, period.

1. Tennessee Titans - $104.76 million

The Tennessee Titans have the most cap space in the NFL approaching the 2026 offseason. This team is north of $100 million in available space and might be one of the most improved teams in the NFL in 2026. When you think about the solid coaching hires of Robert Saleh and Brian Daboll, Cam Ward making a leap in year two, and the strong financial resources, it's hard to not get excited about the future.

Tennessee could truly make a ton of progress when free agency rolls around.

Lou Scataglia

Lou Scataglia

Lou Scataglia is a Site Expert for Predominantly Orange and NFL Spin Zone, while also contributing across the entire division. Having crossed the 5-year mark with FanSided, Lou has authored thousands of articles and also enjoys his career as a business education teacher.